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Kosakata TOEFL 13: Advanced Business & Finance

Pelajari 12 kata berikut beserta arti dan contoh kalimatnya, lalu uji ingatanmu lewat kuis di bagian bawah.

leverage (n/v) — leverase, memanfaatkan

to use something to maximum advantage, often involving borrowed capital

The company used leverage to finance its rapid expansion.

diversify (v) — diversifikasi

to spread investments or activities to reduce risk

Financial advisors recommend diversifying investments across different asset classes.

liability (n) — kewajiban, liabilitas

a debt or financial obligation

The company's liabilities exceeded its assets by the end of the fiscal year.

volatile (adj) — volatil, mudah berubah

likely to change rapidly and unpredictably

The stock market has been particularly volatile in recent months.

solvent (adj) — solven, mampu membayar utang

having enough money to pay all debts

The audit confirmed that the company remained solvent despite the downturn.

arbitrage (n) — arbitrase

the practice of profiting from price differences in different markets

Traders engaged in arbitrage by buying the asset cheaply in one market and selling it in another.

depreciate (v) — menyusut nilai

to decrease in value over time

New vehicles typically depreciate significantly within the first year of ownership.

liquidity (n) — likuiditas

the availability of liquid assets to a company or market

The bank faced a liquidity crisis when depositors withdrew funds rapidly.

inflation (n) — inflasi

a general increase in prices and fall in the purchasing value of money

Rising inflation eroded consumers' purchasing power over the year.

equity (n) — ekuitas

the value of shares issued by a company, or ownership interest

She used the equity in her home to secure a business loan.

dividend (n) — dividen

a sum of money paid regularly by a company to its shareholders

The company announced it would increase its quarterly dividend.

insolvency (n) — insolvensi, kebangkrutan

the state of being unable to pay debts owed

The firm filed for bankruptcy after facing insolvency for several months.

Kuis

1. What does 'leverage' most nearly mean?

  1. To donate money to charity
  2. To use something to maximum advantage, often with borrowed capital
  3. To ignore financial data
  4. To completely avoid all financial risk
Lihat jawaban dan pembahasan

Jawaban: B. To use something to maximum advantage, often with borrowed capital

'Leverage' berarti memanfaatkan sesuatu secara maksimal, sering melibatkan modal pinjaman.

2. Financial advisors recommend ___ investments across different asset classes.

  1. diversifying
  2. liquidating
  3. leveraging
  4. depreciating
Lihat jawaban dan pembahasan

Jawaban: A. diversifying

'Diversify' berarti menyebar investasi untuk mengurangi risiko.

3. What does 'volatile' most nearly mean?

  1. Likely to change rapidly and unpredictably
  2. Legally required
  3. Extremely profitable
  4. Completely stable and predictable
Lihat jawaban dan pembahasan

Jawaban: A. Likely to change rapidly and unpredictably

'Volatile' berarti mudah berubah secara cepat dan tak terduga.

4. The audit confirmed that the company remained ___ despite the downturn.

  1. solvent
  2. volatile
  3. depreciated
  4. insolvent
Lihat jawaban dan pembahasan

Jawaban: A. solvent

'Solvent' berarti mampu membayar semua utangnya.

5. What does 'liquidity' most nearly mean?

  1. A company's total number of employees
  2. The availability of liquid assets to a company or market
  3. A government tax
  4. A type of long-term debt
Lihat jawaban dan pembahasan

Jawaban: B. The availability of liquid assets to a company or market

'Liquidity' berarti ketersediaan aset likuid bagi perusahaan/pasar.

6. New vehicles typically ___ significantly within the first year of ownership.

  1. corroborate
  2. substantiate
  3. depreciate
  4. diversify
Lihat jawaban dan pembahasan

Jawaban: C. depreciate

'Depreciate' berarti menyusut nilainya seiring waktu.

7. What does 'equity' most nearly mean?

  1. Ownership interest or the value of shares in a company
  2. A type of insurance policy
  3. A government regulation
  4. A type of employee benefit
Lihat jawaban dan pembahasan

Jawaban: A. Ownership interest or the value of shares in a company

'Equity' berarti kepemilikan/nilai saham dalam perusahaan.

8. The firm filed for bankruptcy after facing ___ for several months.

  1. liquidity
  2. dividend
  3. equity
  4. insolvency
Lihat jawaban dan pembahasan

Jawaban: D. insolvency

'Insolvency' berarti kondisi tidak mampu membayar utang.

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